![]() A renters insurance policy protects your personal property and provides liability coverage. Plus when it comes to damage to the unit itself, it's important to distinguish between what you're responsible for as a tenant and what your landlord is responsible for. This is a great question, especially because a lot of insureds under renters policies are unsure of the extent of their coverage. I had to purchase a renters insurance policy as part of my lease, and as someone who has never held a renters insurance policy before, I'm curious about the extent of damage it covers.įor example, what if there is damage to the unit like a hole in the wall? Does it matter whether the accident was intentional or accidental? Do I need to purchase an additional policy if I'm worried about this kind of damage? Is there an additional policy I can purchase to cover holes in the walls? Does renters insurance cover holes in walls? Will renters insurance cover holes in walls put there intentionally?ĭoes a landlord insurance policy cover holes in the wall? Still have questions? WSMT can help! Contact us today, and we'll answer your questions and help you find the right renters insurance package to meet your needs.Does renters insurance cover holes in walls? Some landlords actually require that you have at least $100k in liability coverage, so check your lease to make sure you know what the requirements are. ![]() This will give you a guideline for investing in the right insurance policy. It's smart to take an inventory of your things – especially the most valuable – and estimate how much they're worth. This depends on the value of your belongings. ![]()
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